Compassionate Care. Personalized to You.
At HM Medical, we believe every woman deserves thoughtful, respectful, and personalized healthcare. Our team is committed to supporting your well-being through every stage of life with experienced guidance, open communication, and care centered on your individual needs.
- Our Philosophy
Care Built on Trust and Understanding
Our approach is grounded in compassion, confidentiality, and partnership. We want every patient to feel comfortable discussing sensitive health concerns, asking questions, and participating in decisions about her care.
Compassion
Respectful, thoughtful support.
Communication
Open conversations and clear explanations.
Privacy
Sensitive concerns handled with discretion.
Education
Information to support informed choices.
Your Care, Made Easier
Access your patient portal and prepare for your appointment with the resources below.
Athenahealth Patient Portal
Access your health information online and stay connected with your care at HM Medical. The Athenahealth Patient Portal gives established patients convenient access to available medical information between office visits.
Manage Your Care Online
Save time before and after your appointments by using the patient portal to access available health information from your computer or smartphone.
Existing Patients: Sign in to your Athenahealth Patient Portal account to view your available patient information and use the online services enabled for your account.
What You Can Access
Health Information
Review available health records and information related to your care.
Lab Results
View test results when they become available through the portal.
Medication Information
Access available medication details associated with your patient record.
Appointment Requests
Use appointment-request features if enabled for your account.
Patient Forms
Review and complete the necessary patient forms before your appointment to help our team prepare for your visit and keep your medical information up to date.
Before Your Appointment
Complete any required forms, bring your insurance card, and have your medication information and questions ready. Please confirm the current arrival-time policy with our office.
Experienced Providers, Personalized Care
Our dedicated team provides compassionate, comprehensive obstetric and gynecologic care, supporting women through every stage of life.
Dr. Candace Howe, M.D.
Gynecology / Obstetrics
Learn about Dr. Howe’s medical background, approach to care, and commitment to women’s health.
Dr. Marina Maslovaric, M.D.
Gynecology / Obstetrics
Discover Dr. Maslovaric’s background, clinical interests, and approach to gynecologic care.
Jennifer Rawson
PA-C | MSPA
Discover Jennifer Rawson’s background and experience.
Medical Insurance & Your Prenatal Care
HM Medical understands that insurance coverage and prenatal care costs can be confusing. Our team can help you understand the billing process and identify questions to discuss with your insurance provider. Because coverage varies by plan, we encourage you to review your maternity benefits before beginning care.
Understanding Your Maternity Benefits
Your insurance plan determines which prenatal visits, delivery services, ultrasounds, laboratory tests, and postpartum services are covered. Depending on your plan, some services may be included in maternity care benefits, while others may be billed separately.
Prenatal Care and Billing
Maternity billing arrangements vary according to your insurance coverage and the services you receive. Additional visits, diagnostic testing, ultrasounds, and care for certain medical conditions may result in separate charges. Our office can help clarify billing questions related to your care.
Copayments, Deductibles, and Coinsurance
Your out-of-pocket costs may include copayments, deductibles, or coinsurance, depending on your policy. Some plans apply different cost-sharing rules to prenatal visits, testing, and delivery. Contact your insurance company to confirm your benefits and understand your financial responsibility.
Questions About Coverage or Payment?
If you do not have insurance or your plan does not include maternity benefits, contact our office to discuss your options and ask whether payment arrangements are available.
Medical Billing Questions
Have questions about insurance, payments, or your medical bill? Find answers to common billing questions below.
A copayment, or copay, is a fixed amount you may need to pay for a covered healthcare service. Your copay depends on your insurance plan and the type of service you receive. Check your plan details to understand your expected costs.
Your copayment may cover only part of your visit. Depending on your insurance benefits, additional charges may apply after your insurance company processes the claim. Contact our office if you have questions about a balance on your statement.
A deductible is the amount you pay for covered services before your insurance plan begins paying according to its benefits. Coinsurance is the percentage of covered costs you pay after meeting your deductible. Your exact responsibility depends on your insurance plan.
Please contact HM Medical before your appointment to discuss available payment arrangements and expected charges. Our team can explain the next steps and help you understand your financial responsibilities before receiving care.
Coverage varies by insurance provider, plan, and medical service. We recommend contacting your insurance company to verify your benefits, referral requirements, copayments, deductibles, and any prior authorization requirements before your visit.
If you need help managing an outstanding balance, contact our billing team to discuss your account and ask whether payment arrangements are available. Options depend on the practice's current billing policies.
For information about accepted payment methods and available payment options, please contact HM Medical at (949) 646-2800. Our team can help you understand your statement and explain how to make a payment.
Global maternity billing is a billing method that may combine eligible routine prenatal visits, delivery, and postpartum care into one maternity package. Coverage and billing arrangements vary by insurance plan and provider. Contact our office and your insurance company to understand which services are included and which may be billed separately.